This institution is no longer active
Operations ceased on December 12, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$1.0B
Net Loans
$673M
Net Income
$9M
ROA
1.09%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.41%
Risk-Based Capital
16.17%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,249 | 81.67% | 6.81% |
| 2020 | 2,029 | 80.98% | 7.54% |
| 2019 | 1,814 | 81.64% | 6.84% |
| 2018 | 1,746 | 81.04% | 7.67% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2022 | Satisfactory | Intermediate Small Bank |
| Jun 2019 | Satisfactory | Intermediate Small Bank |
| Feb 2017 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2000
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Address
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Established
Total Assets