This institution is no longer active
Operations ceased on December 12, 2022. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.09%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$1.1B
Total Deposits
$1.0B
Net Loans
$673M
Net Income
$9M
ROA
1.09%
ROE
12.41%
Risk-Based Capital
16.17%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,249 | 81.67% | 6.81% |
| 2023 | 873 | 78.58% | 9.28% |
| 2022 | 1,140 | 81.75% | 6.49% |
| 2021 | 1,787 | 81.93% | 4.64% |
| 2020 | 2,029 | 80.98% | 7.54% |
| 2019 | 1,814 | 81.64% | 6.84% |
| 2018 | 1,746 | 81.04% | 7.67% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
6 previous ratings locked — dating back to 2000
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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