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This institution is no longer active

Operations ceased on October 31, 1996. CRA examination history below reflects the period it was active.

TUSCALOOSA COMMERCE BANK

DENHAM SPRINGS, LA · Supervised by FDIC

Est. 1982FDIC #23,933RSSD: FDIC-23933
Part ofTD Bank, N.A.→ View all charters
Satisfactory Same

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.80%

Institution Profile

FDIC BankFind

Address

1509 South Range Avenue, DENHAM SPRINGS, LA

County

Livingston County

Established

August 2, 1982

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$40M

Total Deposits

$36M

Net Loans

$25M

Net Income

$547K

ROA

1.80%

ROE

18.83%

Risk-Based Capital

17.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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