Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$993M
Net Loans
$906M
Net Income
$2M
ROA
0.61%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.78%
Risk-Based Capital
12.54%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 99 | 79.8% | 2.02% |
| 2023 | 62 | 90.32% | 4.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2021 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$859M
1-Year Change
+2
5-year net change: +4 branches
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