Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.8B
Total Deposits
$4.2B
Net Loans
$3.7B
Net Income
$86M
ROA
7.13%
Above avg for Community banks. Peer avg: 0.90%
ROE
77.85%
Risk-Based Capital
14.28%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 490 | 62.04% | 28.16% |
| 2023 | 510 | 59.61% | 29.80% |
| 2022 | 616 | 65.75% | 25.65% |
| 2021 | 474 | 67.72% | 21.73% |
| 2020 | 525 | 65.33% | 20.95% |
| 2019 | 407 | 66.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Large Bank |
| Feb 2021 | Satisfactory | Large Bank |
| May 2018 | Satisfactory | Large Bank |
3 previous ratings locked — back to 2009
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Total Branches
67
Branch Deposits
$4.2B
1-Year Change
0
5-year net change: -32 branches
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Preview:
| 18.67% |
| 2018 | 319 | 65.83% | 16.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red