🏦Bank Scorer

TOWNEBANK

PORTSMOUTH, VA · Supervised by FDIC

Est. 1999FDIC #35,095RSSD: FDIC-35095
Outstanding Same

Current rating · Exam: February 2026

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

1

0.04 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

5716 High St W, PORTSMOUTH, VA

County

Portsmouth City County

Established

April 8, 1999

Total Assets

$22.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2026

Exam Type

Large Bank

Regulator

FDIC
Estimated next exam:Feb 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$22.4B

Total Deposits

$18.6B

Net Loans

$15.2B

Net Income

$41M

ROA

0.78%

ROE

6.17%

Risk-Based Capital

13.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Complaints / $B0.04Peer avg: 0.04▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

60

Branch Deposits

$15.5B

1-Year Change

+7

5-year net change: +16 branches

Consumer Complaints

CFPB · through Nov 2025

Last 12 Months

1

All Time

1

Monetary Relief

0%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.04 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

8 previous ratings locked — dating back to 2001

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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