🏦Bank Scorer

BURKE & HERBERT BANK & TRUST COMPANY

ALEXANDRIA, VA · Supervised by FDIC

Est. 1852FDIC #11,578RSSD: FDIC-11578
Part ofBURKE&HERBERT FINL SERVICES→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.60%

Institution Profile

FDIC BankFind

Address

100 S Fairfax St, ALEXANDRIA, VA

County

Alexandria City County

Established

January 1, 1852

Total Assets

$7.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$7.9B

Total Deposits

$6.3B

Net Loans

$5.3B

Net Income

$32M

ROA

1.60%

ROE

13.65%

Risk-Based Capital

16.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate12.60%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

80

Branch Deposits

$6.4B

1-Year Change

0

5-year net change: +55 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202472266.48%12.60%
202324174.27%4.98%
202227976.34%7.17%
202133673.51%6.85%
202033976.7%5.90%
201931375.72%8.63%
201826264.5%11.45%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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