Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.8B
Total Deposits
$2.4B
Net Loans
$2.1B
Net Income
$8M
ROA
1.14%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.01%
Risk-Based Capital
14.69%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 761 | 64.91% | 27.86% |
| 2023 | 781 | 60.44% | 31.75% |
| 2022 | 898 | 64.92% | 24.61% |
| 2021 | 507 | 61.34% | 25.44% |
| 2020 | 702 | 63.68% | 24.50% |
| 2019 | 414 | 61.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Large Bank |
| Nov 2020 | Satisfactory | Large Bank |
| Apr 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
31
Branch Deposits
$2.3B
1-Year Change
0
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/citizens-and-farmers-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 26.33% |
| 2018 | 426 | 63.62% | 26.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red