🏦Bank Scorer

This institution is no longer active

Operations ceased on August 19, 2016. CRA examination history below reflects the period it was active.

TRI-STATE BANK AND TRUST

HAUGHTON, LA · Supervised by FDIC

Est. 1989FDIC #27,611RSSD: FDIC-27611
Part ofTRI-STATE BANCSHARES INC→ View all charters
Substantial Noncompliance Down

Current rating · Exam: August 2015

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At a Glance

Community Lending (CRA)

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Financial Health

Adequate

ROA 20.50%

Institution Profile

FDIC BankFind

Address

2111 Highway 80 East, HAUGHTON, LA

County

Bossier County

Established

October 26, 1989

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Exam Date

August 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2016Call Report / FDIC

Total Assets

$35M

Total Deposits

$26M

Net Loans

$2M

Net Income

$3M

ROA

20.50%

ROE

110.70%

Risk-Based Capital

78.15%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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