Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.8B
Net Loans
$1.3B
Net Income
$5M
ROA
1.00%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.11%
Risk-Based Capital
12.57%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 385 | 70.65% | 21.04% |
| 2023 | 349 | 94.84% | 4.58% |
| 2022 | 147 | 93.2% | 3.40% |
| 2021 | 110 | 93.64% | 3.64% |
| 2020 | 153 | 95.42% | 1.96% |
| 2019 | 135 | 85.93% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Intermediate Small Bank |
| Jun 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
19
Branch Deposits
$1.7B
1-Year Change
0
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Preview:
| 2018 | 173 | 78.03% | 4.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red