Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.3B
Total Deposits
$2.0B
Net Loans
$1.9B
Net Income
$7M
ROA
1.22%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.46%
Risk-Based Capital
15.86%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 26 | 92.31% | 3.85% |
| 2019 | 95 | 93.68% | 3.16% |
| 2018 | 56 | 91.07% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Large Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Jan 2017 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2009
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Total Branches
8
Branch Deposits
$1.9B
1-Year Change
0
5-year net change: -3 branches
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