Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$432M
Total Deposits
$378M
Net Loans
$279M
Net Income
$1M
ROA
1.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.63%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 100 | 87% | 5.00% |
| 2019 | 193 | 70.47% | 10.36% |
| 2018 | 244 | 66.39% | 13.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Small Bank |
| Apr 2018 | Satisfactory | Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$365M
1-Year Change
0
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