🏦Bank Scorer

This institution is no longer active

Operations ceased on December 29, 2012. CRA examination history below reflects the period it was active.

THE PEOPLES STATE BANK

MANY, LA · Supervised by FDIC

Est. 1913FDIC #8,801RSSD: FDIC-8801
Part ofPSB FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.73%

Institution Profile

FDIC BankFind

Address

8801 San Antonio Avenue, MANY, LA

County

Sabine County

Established

July 1, 1913

Total Assets

$488M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2012

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$488M

Total Deposits

$406M

Net Loans

$266M

Net Income

$3M

ROA

0.73%

ROE

7.45%

Risk-Based Capital

15.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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