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This institution is no longer active

Operations ceased on December 4, 2015. CRA examination history below reflects the period it was active.

THE PEOPLES BANK OF BULLITT COUNTY

SHEPHERDSVILLE, KY · Supervised by FDIC

Est. 1900FDIC #1,884RSSD: FDIC-1884
Part ofPEOPLES BCORP INC BULLITT CNTY→ View all charters
Satisfactory Same

Current rating · Exam: January 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.24%

Institution Profile

FDIC BankFind

Address

1612 Highway 44 East, SHEPHERDSVILLE, KY

County

Bullitt County

Established

January 1, 1900

Total Assets

$235M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2011

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$235M

Total Deposits

$204M

Net Loans

$55M

Net Income

$433K

ROA

0.24%

ROE

1.99%

Risk-Based Capital

31.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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