Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$775M
Total Deposits
$687M
Net Loans
$610M
Net Income
$3M
ROA
1.62%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.59%
Risk-Based Capital
12.40%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 173 | 93.06% | 1.73% |
| 2023 | 143 | 87.41% | 4.20% |
| 2022 | 141 | 92.91% | 4.96% |
| 2021 | 170 | 93.53% | 1.76% |
| 2020 | 144 | 82.64% | 3.47% |
| 2019 | 116 | 88.79% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2014 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
9
Branch Deposits
$623M
1-Year Change
0
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Preview:
| 2018 | 100 | 83% | 7.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red