NORTH SALEM STATE BCORP THE is the bank holding company. THE NORTH SALEM STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

NORTH SALEM STATE BCORP THE

Legal name: NORTH SALEM STATE BANCORPORATION, THE

1 active bank · $775M combined assets

RSSD ID: 1136830 (FFIEC NIC)

Combined Assets

$775M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE NORTH SALEM STATE BANKNORTH SALEM, INSatisfactory$775MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$775M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$687M

Net Income

$3M

ROA (avg)

1.62%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

173

Origination Rate

93.06%

Denial Rate

1.73%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE NORTH SALEM STATE BANK	NORTH SALEM, IN	FDIC	$775M	100.0%	Satisfactory	Feb 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.