Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$8.4B
Total Deposits
$7.0B
Net Loans
$5.8B
Net Income
$35M
ROA
1.65%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.35%
Risk-Based Capital
14.03%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,979 | 74.09% | 15.68% |
| 2023 | 3,742 | 71.06% | 16.62% |
| 2022 | 4,463 | 74.68% | 13.11% |
| 2021 | 5,193 | 75.47% | 11.86% |
| 2020 | 5,743 | 70.4% | 12.83% |
| 2019 | 4,336 | 69.79% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Large Bank |
| Jul 2021 | Satisfactory | Large Bank |
| Sep 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
96
Branch Deposits
$7.0B
1-Year Change
+23
5-year net change: +26 branches
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| 16.79% |
| 2018 | 3,472 | 73.13% | 15.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red