🏦Bank Scorer

GERMAN AMERICAN BANK

JASPER, IN · Supervised by FDIC

Est. 1910FDIC #17,393RSSD: FDIC-17393
Part ofGERMAN AMERICAN BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.65%

Institution Profile

FDIC BankFind

Address

711 Main St, JASPER, IN

County

Dubois County

Established

November 10, 1910

Total Assets

$8.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2024

Exam Type

Large Bank

Regulator

FDIC
Estimated next exam:Oct 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$8.4B

Total Deposits

$7.0B

Net Loans

$5.8B

Net Income

$35M

ROA

1.65%

ROE

12.35%

Risk-Based Capital

14.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate15.68%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

96

Branch Deposits

$7.0B

1-Year Change

+23

5-year net change: +26 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243,97974.09%15.68%
20233,74271.06%16.62%
20224,46374.68%13.11%
20215,19375.47%11.86%
20205,74370.4%12.83%
20194,33669.79%16.79%
20183,47273.13%15.21%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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