Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$20.3B
Total Deposits
$13.0B
Net Loans
$16.5B
Net Income
$70M
ROA
1.41%
Above avg for Regional banks. Peer avg: 0.88%
ROE
12.46%
Risk-Based Capital
12.38%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,475 | 74.17% | 10.64% |
| 2023 | 1,008 | 76.29% | 8.63% |
| 2022 | 1,545 | 84.53% | 5.37% |
| 2021 | 3,896 | 92.45% | 1.93% |
| 2020 | 5,264 | 92.65% | 1.75% |
| 2019 | 382 | 78.8% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Outstanding | Strategic Plan |
| Mar 2020 | Satisfactory | Strategic Plan |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
7
Branch Deposits
$12.8B
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 6.81% |
| 2018 | 260 | 73.08% | 5.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red