🏦Bank Scorer

OLD NATIONAL BANK

EVANSVILLE, IN · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1907FDIC #3,832
Satisfactory Same

Current rating · Exam: November 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

5

0.07 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Address

1 Main St, EVANSVILLE, IN

County

Vanderburgh County

Established

August 27, 1907

Total Assets

$72.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 7, 2022

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$72.6B

Total Deposits

$56.5B

Net Loans

$49.2B

Net Income

$244M

ROA

1.35%

ROE

11.96%

Risk-Based Capital

12.21%

Regulatory minimum: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate24.31%Peer avg: 26.91%▲ Above avg
Complaints / $B0.07Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

360

Branch Deposits

$54.9B

1-Year Change

+72

5-year net change: +194 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202414,21163.58%24.31%
202312,56263.29%27.01%
202216,20967.59%22.08%
202116,78473.21%14.73%
202018,45271.54%14.53%
201914,15370.18%18.87%
201811,30868.62%21.29%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through May 2026

Last 12 Months

5

All Time

9

Monetary Relief

11.1%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.07 per $B assets (12m)

0.07 per $B assets — more complaints than 100% of Regional banks

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
June 202400
July 202400
August 202400
September 202400
October 202400
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202500
October 202500
November 202500
December 202510
January 202600
February 202600
March 202620
April 202610
May 202610

Data through May 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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