EVANSVILLE, IN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
How this bank compares
Complaint Rate (national peers)
More complaints than 100% of Regional banks
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$72.6B
Total Deposits
$56.5B
Net Loans
$49.2B
Net Income
$244M
ROA
1.35%
Above avg for Regional banks. Peer avg: 0.88%
ROE
11.96%
Risk-Based Capital
12.21%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 14,211 | 63.58% | 24.31% |
| 2023 | 12,562 | 63.29% | 27.01% |
| 2022 | 16,209 | 67.59% | 22.08% |
| 2021 | 16,784 | 73.21% | 14.73% |
| 2020 | 18,452 | 71.54% | 14.53% |
| 2019 | 14,153 | 70.18% |
Last 12 Months
108
Since 2018
474
all complaints on record
Monetary Relief
17.1%
% of complaints where company provided monetary relief
Untimely Response
0.2%
% exceeding CFPB's 15-day response window
7 per $B assets — more complaints than 100% of Regional banks
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Satisfactory | Large Bank |
| Oct 2019 | Satisfactory | Large Bank |
| Feb 2017 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1991
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Total Branches
360
Branch Deposits
$54.9B
1-Year Change
+72
5-year net change: +194 branches
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Preview:
| 18.87% |
| 2018 | 11,308 | 68.62% | 21.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 11 | 1 |
| September 2025 | 13 | 2 |
| October 2025 | 15 | 3 |
| November 2025 | 7 | 3 |
| December 2025 | 11 | 0 |
| January 2026 | 7 | 0 |
| February 2026 | 10 | 1 |
| March 2026 | 8 | 0 |
| April 2026 | 9 | 0 |
| May 2026 | 8 | 1 |
| June 2026 | 6 | 1 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.