Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.1B
Total Deposits
$6.2B
Net Loans
$5.4B
Net Income
$29M
ROA
1.63%
Above avg for Community banks. Peer avg: 0.90%
ROE
15.04%
Risk-Based Capital
15.76%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,249 | 77.46% | 12.67% |
| 2023 | 2,020 | 80% | 10.84% |
| 2022 | 2,776 | 76.84% | 8.65% |
| 2021 | 3,301 | 74.64% | 8.42% |
| 2020 | 3,258 | 69.58% | 10.65% |
| 2019 | 2,956 | 74.73% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2006 | Satisfactory | Large Bank |
| Jun 2003 | Satisfactory | Large Bank |
| Nov 1999 | Satisfactory | Large Bank |
3 previous ratings locked — back to 1990
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Total Branches
56
Branch Deposits
$6.2B
1-Year Change
+1
5-year net change: +4 branches
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| 11.98% |
| 2018 | 2,764 | 72.54% | 13.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red