BLACKSBURG, VA · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.8B
Total Deposits
$1.7B
Net Loans
$986M
Net Income
$5M
ROA
1.12%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.51%
Risk-Based Capital
17.46%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1995
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Total Branches
28
Branch Deposits
$1.6B
1-Year Change
+1
5-year net change: +3 branches
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