This institution is no longer active

Operations ceased on February 29, 1996. CRA examination history below reflects the period it was active.

THE LONDON BANK & TRUST CO.

LONDON, KY · Supervised by FDIC

Est. 1975FDIC #22,032RSSD: FDIC-22032

Part ofNATIONAL CITY CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.42%

Institution Profile

FDIC BankFind

Address

400 South Main Street, LONDON, KY

County

Laurel County

Established

June 3, 1975

Total Assets

$102M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$102M

Total Deposits

$83M

Net Loans

$59M

Net Income

$415K

ROA

0.42%

ROE

3.94%

Risk-Based Capital

15.13%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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