This institution is no longer active
Operations ceased on September 24, 2001. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$424M
Total Deposits
$318M
Net Loans
$202M
Net Income
$-605K
ROA
-0.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
-3.54%
Risk-Based Capital
14.03%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2001 | Needs to Improve | Large Bank |
| Jan 1999 | Satisfactory | Small Bank |
| Apr 1996 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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Established
Total Assets