🏦Bank Scorer

This institution is no longer active

Operations ceased on September 24, 2001. CRA examination history below reflects the period it was active.

THE LAMAR BANK

PURVIS, MS · Supervised by FDIC

Est. 1904FDIC #11,421RSSD: FDIC-11421
Part ofLAMAR CAPITAL CORP→ View all charters
Needs to Improve Down

Current rating · Exam: September 2001

CompareWatch

At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.28%

Institution Profile

FDIC BankFind

Address

401 Ohio Avenue, PURVIS, MS

County

Lamar County

Established

January 1, 1904

Total Assets

$424M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

September 1, 2001

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$424M

Total Deposits

$318M

Net Loans

$202M

Net Income

$-605K

ROA

-0.28%

ROE

-3.54%

Risk-Based Capital

14.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/74aa66a3-0837-4101-93d1-42d2c2566574"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: