This institution is no longer active
Operations ceased on April 25, 1994. CRA examination history below reflects the period it was active.
MADISONVILLE, KY · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$163M
Total Deposits
$146M
Net Loans
$86M
Net Income
$346K
ROA
0.83%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.41%
Risk-Based Capital
19.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 1,250 | 70.24% | 10.48% |
| 2019 | 815 | 72.52% | 11.78% |
| 2018 | 744 | 74.06% | 9.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets