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This institution is no longer active

Operations ceased on January 2, 2013. CRA examination history below reflects the period it was active.

THE HARRISON DEPOSIT BANK AND TRUST COMPANY

CYNTHIANA, KY · Supervised by FDIC

Est. 1901FDIC #11,361RSSD: FDIC-11361
Part ofHARRISON BCORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

Walnut And Pike Streets, CYNTHIANA, KY

County

Harrison County

Established

December 1, 1901

Total Assets

$52M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2012Call Report / FDIC

Total Assets

$52M

Total Deposits

$44M

Net Loans

$23M

Net Income

$424K

ROA

0.83%

ROE

7.75%

Risk-Based Capital

21.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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