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This institution is no longer active

Operations ceased on November 1, 2008. CRA examination history below reflects the period it was active.

THE FARMERS BANK AND TRUST COMPANY OF GEORGETOWN, KENTUCKY

GEORGETOWN, KY · Supervised by FDIC

Est. 1850FDIC #10,136RSSD: FDIC-10136
Part ofFARMERS CAPITAL BANK CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.29%

Institution Profile

FDIC BankFind

Address

206-210 East Main Street, GEORGETOWN, KY

County

Scott County

Established

January 1, 1850

Total Assets

$348M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2006

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$348M

Total Deposits

$225M

Net Loans

$207M

Net Income

$-753K

ROA

-0.29%

ROE

-3.53%

Risk-Based Capital

10.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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