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This institution is no longer active

Operations ceased on September 18, 1998. CRA examination history below reflects the period it was active.

THE EASTVILLE BANK

EASTVILLE, VA · Supervised by FDIC

Est. 1920FDIC #10,371RSSD: FDIC-10371
Part ofMERCANTILE BANKSHARES CORP→ View all charters
Satisfactory Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.23%

Institution Profile

FDIC BankFind

Address

16485 Lankford Highway, EASTVILLE, VA

County

Northampton County

Established

July 20, 1920

Total Assets

$31M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$31M

Total Deposits

$24M

Net Loans

$22M

Net Income

$334K

ROA

2.23%

ROE

9.83%

Risk-Based Capital

46.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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