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This institution is no longer active

Operations ceased on May 1, 2013. CRA examination history below reflects the period it was active.

THE BANK - OLDHAM COUNTY, INC.

LAGRANGE, KY · Supervised by FDIC

Est. 1993FDIC #33,829RSSD: FDIC-33829
Part ofBANCORP INC THE→ View all charters
Satisfactory Same

Current rating · Exam: September 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.28%

Institution Profile

FDIC BankFind

Address

515 South First Street, LAGRANGE, KY

County

Oldham County

Established

September 1, 1993

Total Assets

$143M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2013Call Report / FDIC

Total Assets

$143M

Total Deposits

$122M

Net Loans

$41M

Net Income

$99K

ROA

0.28%

ROE

2.33%

Risk-Based Capital

28.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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