This institution is no longer active

Operations ceased on October 3, 1994. CRA examination history below reflects the period it was active.

THE BANK OF WALNUT

WALNUT, MS · Supervised by FDIC

Est. 1912FDIC #15,791RSSD: FDIC-15791

Substantial Noncompliance Same

Current rating · Exam: September 1993

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At a Glance

Community Lending (CRA)

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Financial Health

Needs Attention

ROA -1.71%

Institution Profile

FDIC BankFind

Address

Main And Section Line, WALNUT, MS

County

Tippah County

Established

January 1, 1912

Total Assets

$11M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Exam Date

September 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$11M

Total Deposits

$7M

Net Loans

$950K

Net Income

$-145K

ROA

-1.71%

ROE

-4.42%

Risk-Based Capital

66.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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