This institution is no longer active

Operations ceased on April 1, 1995. CRA examination history below reflects the period it was active.

THE BANK OF EDWARDS

EDWARDS, MS · Supervised by FDIC

Est. 1904FDIC #325RSSD: FDIC-325

Satisfactory

Current rating · Exam: January 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.02%

Institution Profile

FDIC BankFind

Address

100 South Magnolia Street, EDWARDS, MS

County

Hinds County

Established

September 8, 1904

Total Assets

$13M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$13M

Total Deposits

$12M

Net Loans

$8M

Net Income

$-106K

ROA

-3.02%

ROE

-81.38%

Risk-Based Capital

6.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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