Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$829M
Net Income
$5M
ROA
1.57%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.65%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 369 | 80.22% | 5.96% |
| 2023 | 268 | 88.43% | 2.99% |
| 2022 | 368 | 86.14% | 5.71% |
| 2021 | 286 | 82.17% | 4.90% |
| 2020 | 309 | 84.14% | 6.47% |
| 2019 | 317 | 90.85% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2001
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Total Branches
10
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +4 branches
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Preview:
| 2018 | 241 | 84.65% | 6.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red