This institution is no longer active
Operations ceased on January 1, 2000. CRA examination history below reflects the period it was active.
DAYTONA BEACH, FL · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$825M
Net Income
$18M
ROA
1.48%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.63%
Risk-Based Capital
11.54%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1999 | Satisfactory | Large Bank |
| Jul 1997 | Satisfactory | Small Bank |
| Sep 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1992
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