🏦Bank Scorer

RAYMOND JAMES BANK, FSB

SAINT PETERSBURG, FL · Supervised by OTS

Est. 1994FDIC #33,893
Outstanding Up

Current rating · Exam: May 2008

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

None on record

0 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.58%

Institution Profile

FDIC BankFind

Address

710 Carillon Pkwy, SAINT PETERSBURG, FL

County

Pinellas County

Established

May 6, 1994

Total Assets

$45.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 5, 2008

Exam Type

Large Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$45.7B

Total Deposits

$41.6B

Net Loans

$36.5B

Net Income

$176M

ROA

1.58%

ROE

21.83%

Risk-Based Capital

15.78%

Regulatory minimum: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate8.89%Peer avg: 26.91%▲ Above avg
Complaints / $B0.00Peer avg: 0.04▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$38.4B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,75577.66%8.89%
20231,87480.95%6.78%
20222,13685.25%5.90%
20211,94580.87%6.79%
20202,19777.61%9.56%
20192,09578.52%8.59%
20181,60780.02%8.77%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through Aug 2021

Last 12 Months

0

All Time

1

Monetary Relief

100%

Untimely Response

0%

Most common complaint type: Credit reporting, credit repair services, or other personal consumer reports· 0 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

6 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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