Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$45.7B
Total Deposits
$41.6B
Net Loans
$36.5B
Net Income
$176M
ROA
1.58%
Above avg for Regional banks. Peer avg: 0.88%
ROE
21.83%
Risk-Based Capital
15.78%
Below avg for Regional banks. Regulatory min: 8%
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,755 | 77.66% | 8.89% |
| 2023 | 1,874 | 80.95% | 6.78% |
| 2022 | 2,136 | 85.25% | 5.90% |
| 2021 | 1,945 | 80.87% | 6.79% |
| 2020 | 2,197 | 77.61% | 9.56% |
| 2019 | 2,095 | 78.52% |
Last 12 Months
2
Since 2018
18
all complaints on record
Monetary Relief
50%
% of complaints where company provided monetary relief
Untimely Response
5.6%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2008 | Outstanding | Large Bank |
| Apr 2006 | Satisfactory | Small Bank |
| Aug 2003 | Satisfactory | Large Bank |
4 previous ratings locked — back to 1995
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Total Branches
1
Branch Deposits
$38.4B
1-Year Change
0
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Preview:
| 8.59% |
| 2018 | 1,607 | 80.02% | 8.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 1 | 0 |
| April 2026 | 0 | 0 |
| May 2026 | 1 | 0 |
Data through May 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.