🏦Bank Scorer

EVERBANK

JACKSONVILLE, FL · Supervised by OTS

Est. 1998FDIC #34,775
Satisfactory Same

Current rating · Exam: January 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.92%

Institution Profile

FDIC BankFind

Address

301 W Bay St, JACKSONVILLE, FL

County

Duval County

Established

October 1, 1998

Total Assets

$47.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 20, 2009

Exam Type

Large Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$47.2B

Total Deposits

$37.7B

Net Loans

$37.1B

Net Income

$107M

ROA

0.92%

ROE

10.34%

Risk-Based Capital

13.49%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

40

Branch Deposits

$34.8B

1-Year Change

+28

5-year net change: +27 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1999

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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