🏦Bank Scorer

BANKUNITED, FSB

MIAMI LAKES, FL · Supervised by OTS

Est. 2009FDIC #58,979
Satisfactory Same

Current rating · Exam: July 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

14817 Oak Ln, MIAMI LAKES, FL

County

Miami-Dade County

Established

May 21, 2009

Total Assets

$35.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 31, 2006

Exam Type

Large Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$35.3B

Total Deposits

$29.6B

Net Loans

$24.0B

Net Income

$73M

ROA

0.83%

ROE

9.24%

Risk-Based Capital

13.73%

Regulatory minimum: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate3.28%Peer avg: 26.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

55

Branch Deposits

$29.2B

1-Year Change

-2

5-year net change: -25 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20196190.16%3.28%
20189688.54%6.25%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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