Truist Financial Corporation
3 active banks · 31 merged/absorbed · $541.2B combined assets
Combined Assets
$541.2B
CRA Rating Summary
Across all 94 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 3 banks · Exceeds expectations for community lending
Combined Assets
$541.2B
3 active banks
Consumer Complaints (12 mo)
164
804 all time · filed with CFPB
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$413.6B
Net Income
$1.6B
ROA (avg)
1.16%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
79,648
Origination Rate
45.03%
Denial Rate
40.77%
Aggregated across all active bank charters in this group.
Last 12 Months
164
All Time
804
Top Category
Checking or savings account
Active Bank Charters3
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| TRUIST BANK | CHARLOTTE, NC | FDIC | $541.2B | Outstanding | Jan 2025 |
| SUNTRUST BANKCARD, N.A. | ORLANDO, FL | OCC | — | Satisfactory | Oct 2003 |
| SUNTRUST BK | ATLANTA, GA | FRB | — | Satisfactory | Sep 2016 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.