This institution is no longer active

Operations ceased on April 1, 1995. CRA examination history below reflects the period it was active.

STANDARD BANK & TRUST COMPANY

DUNN, NC · Supervised by FDIC

Est. 1988FDIC #27,333RSSD: FDIC-27333

Satisfactory

Current rating · Exam: August 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.20%

Institution Profile

FDIC BankFind

Address

1100 West Broad Street, DUNN, NC

County

Harnett County

Established

September 6, 1988

Total Assets

$88M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$88M

Total Deposits

$78M

Net Loans

$62M

Net Income

$266K

ROA

1.20%

ROE

13.17%

Risk-Based Capital

11.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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