This institution is no longer active
Operations ceased on October 8, 1999. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$163M
Total Deposits
$144M
Net Loans
$97M
Net Income
$2M
ROA
1.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.01%
Risk-Based Capital
18.74%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1996 | Satisfactory | Not Reported |
| Jan 1995 | Needs to Improve | Not Reported |
| Feb 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/st-james-bank-and-trust-company" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets