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This institution is no longer active

Operations ceased on April 4, 1995. CRA examination history below reflects the period it was active.

SOUTHLAND FEDERAL SAVINGS BANK

OPELOUSAS, LA · Supervised by OTS

Est. 1979FDIC #31,978
Satisfactory Same

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1807 South Union Street, OPELOUSAS, LA

County

St. Landry County

Established

July 19, 1979

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 6, 1994

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201923952.72%13.81%
201818361.75%19.13%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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