This institution is no longer active

Operations ceased on January 1, 2015. CRA examination history below reflects the period it was active.

SOUTH CENTRAL BANK OF HARDIN COUNTY, INC.

ELIZABETHTOWN, KY · Supervised by FDIC

Est. 1995FDIC #33,977RSSD: FDIC-33977

Part ofSOUTH CNTL BANCSHARES KY INC→ View all charters

Satisfactory

Current rating · Exam: June 2012

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.39%

Institution Profile

FDIC BankFind

Address

2908 Ring Road, ELIZABETHTOWN, KY

County

Hardin County

Established

January 27, 1995

Total Assets

$83M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2012

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$83M

Total Deposits

$66M

Net Loans

$60M

Net Income

$323K

ROA

0.39%

ROE

3.70%

Risk-Based Capital

16.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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