This institution is no longer active

Operations ceased on December 31, 2007. CRA examination history below reflects the period it was active.

SOMERSET NATIONAL BANK

SOMERSET, KY · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1997FDIC #34,528

Satisfactory Same

Current rating · Exam: April 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

1846 South Highway 27, SOMERSET, KY

County

Pulaski County

Established

August 1, 1997

Total Assets

$180M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 16, 2007

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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