🏦Bank Scorer

This institution is no longer active

Operations ceased on October 16, 2021. CRA examination history below reflects the period it was active.

SELECT BANK & TRUST COMPANY

DUNN, NC · Supervised by FDIC

Est. 2000FDIC #35,465RSSD: FDIC-35465
Part ofSELECT BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.47%

Institution Profile

FDIC BankFind

Address

700 West Cumberland Street, DUNN, NC

County

Harnett County

Established

May 24, 2000

Total Assets

$1.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2019

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$1.8B

Total Deposits

$1.6B

Net Loans

$1.3B

Net Income

$20M

ROA

1.47%

ROE

12.52%

Risk-Based Capital

13.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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