This institution is no longer active

Operations ceased on January 26, 1996. CRA examination history below reflects the period it was active.

SEABOARD SAVINGS BANK, INC., SSB

PLYMOUTH, NC · Supervised by FDIC

Est. 1937FDIC #30,142RSSD: FDIC-30142

Satisfactory

Current rating · Exam: January 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.51%

Institution Profile

FDIC BankFind

Address

124 East Waters Street, PLYMOUTH, NC

County

Washington County

Established

January 1, 1937

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$47M

Total Deposits

$41M

Net Loans

$37M

Net Income

$-234K

ROA

-0.51%

ROE

-4.04%

Risk-Based Capital

19.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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