Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$935M
Total Deposits
$801M
Net Loans
$793M
Net Income
$4M
ROA
1.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.49%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 311 | 88.75% | 6.43% |
| 2023 | 393 | 93.38% | 2.80% |
| 2022 | 258 | 91.09% | 2.33% |
| 2021 | 438 | 93.38% | 4.34% |
| 2020 | 290 | 92.76% | 2.07% |
| 2019 | 411 | 94.65% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Intermediate Small Bank |
| Jan 2022 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 2001
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Total Branches
11
Branch Deposits
$813M
1-Year Change
0
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Preview:
| 2018 | 408 | 92.16% | 3.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red