This institution is no longer active
Operations ceased on January 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$768M
Total Deposits
$687M
Net Loans
$590M
Net Income
$3M
ROA
0.38%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.16%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 132 | 68.18% | 13.64% |
| 2022 | 206 | 61.17% | 9.71% |
| 2021 | 232 | 61.64% | 11.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
| Mar 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
9
Branch Deposits
$675M
1-Year Change
0
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Address
County
Established
Total Assets