🏦Bank Scorer

This institution is no longer active

Operations ceased on May 1, 2019. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK

CHAPLIN, KY · Supervised by FDIC

Est. 1920FDIC #18,900RSSD: FDIC-18900
Part ofKING BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

5916 Lawrenceburg Road, CHAPLIN, KY

County

Nelson County

Established

January 19, 1920

Total Assets

$194M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$194M

Total Deposits

$125M

Net Loans

$165M

Net Income

$680K

ROA

1.39%

ROE

12.39%

Risk-Based Capital

14.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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