🏦Bank Scorer

This institution is no longer active

Operations ceased on December 22, 2014. CRA examination history below reflects the period it was active.

PEOPLES SECURITY BANK

LOUISA, KY · Supervised by FDIC

Est. 1903FDIC #9,679RSSD: FDIC-9679
Part ofPEOPLES SECURITY BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.22%

Institution Profile

FDIC BankFind

Address

3651 Us Hwy 2565, LOUISA, KY

County

Lawrence County

Established

January 1, 1903

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$47M

Total Deposits

$40M

Net Loans

$19M

Net Income

$80K

ROA

0.22%

ROE

1.57%

Risk-Based Capital

31.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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