This institution is no longer active

Operations ceased on February 14, 1996. CRA examination history below reflects the period it was active.

PEOPLES SAVINGS BANK, INC., SSB

WILMINGTON, NC · Supervised by FDIC

Est. 1906FDIC #28,817RSSD: FDIC-28817

Part ofALLIED BANK CAPITAL INC→ View all charters

Satisfactory

Current rating · Exam: June 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Address

315 Market Street, WILMINGTON, NC

County

New Hanover County

Established

January 1, 1906

Total Assets

$100M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1995Call Report / FDIC

Total Assets

$100M

Total Deposits

$80M

Net Loans

$74M

Net Income

$1M

ROA

1.35%

ROE

14.23%

Risk-Based Capital

18.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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