This institution is no longer active
Operations ceased on November 1, 2013. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$84M
Total Deposits
$75M
Net Loans
$51M
Net Income
$566K
ROA
0.92%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.85%
Risk-Based Capital
15.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 255 | 98.43% | 0.78% |
| 2020 | 285 | 94.74% | 2.46% |
| 2019 | 323 | 97.52% | 0.31% |
| 2018 | 301 | 95.35% | 2.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2011 | Satisfactory | Small Bank |
| Dec 2005 | Satisfactory | Small Bank |
| Jan 2001 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
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Established
Total Assets