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This institution is no longer active

Operations ceased on December 31, 2008. CRA examination history below reflects the period it was active.

PEOPLES BANK OF LOUISIANA

AMITE, LA · Supervised by FDIC

Est. 1984FDIC #25,720RSSD: FDIC-25720
Part ofFIRST TRUST CORP→ View all charters
Outstanding Same

Current rating · Exam: August 2005

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.46%

Institution Profile

FDIC BankFind

Address

201 West Oak Street, AMITE, LA

County

Tangipahoa County

Established

November 1, 1984

Total Assets

$103M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2005

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2008Call Report / FDIC

Total Assets

$103M

Total Deposits

$91M

Net Loans

$78M

Net Income

$1M

ROA

1.46%

ROE

17.23%

Risk-Based Capital

12.85%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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