🏦Bank Scorer

PEOPLES BANK & TRUST COMPANY OF HAZARD

HAZARD, KY · Supervised by FDIC

Est. 1923FDIC #8,117RSSD: FDIC-8117
Part ofHAZARD BCORP→ View all charters
Satisfactory Same

Current rating · Exam: July 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.23%

Institution Profile

FDIC BankFind

Address

524 Main St, HAZARD, KY

County

Perry County

Established

March 19, 1923

Total Assets

$432M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$432M

Total Deposits

$379M

Net Loans

$333M

Net Income

$-232K

ROA

-0.23%

ROE

-3.93%

Risk-Based Capital

11.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$305M

1-Year Change

-1

5-year net change: -3 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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